Estimate only. Real premiums depend on carrier, claims history and underwriting.
We apply an industry risk factor to your revenue and adjust for your coverage limit to estimate an annual general liability premium.
General liability covers the basics: a customer slips in your shop, you damage a client’s property, an advertising claim goes sideways. It’s often the first policy a small business buys and is frequently required by landlords and clients. Premiums scale with your industry’s risk and your revenue — a consultant pays a few hundred dollars; a roofer pays multiples of that.
Standard limits are $1M per occurrence / $2M aggregate; higher limits cost modestly more and are often demanded in contracts. Estimate yours above, then bundle it with property in a BOP to save.
Third-party bodily injury, property damage and advertising injury claims.
Commonly $450–$2,000+ a year for small businesses, by industry and revenue.
$1M/$2M is standard; contracts may require more.
No — it's an estimate.