Free tools to budget small-business insurance: general liability, workers' compensation, a business owner's policy, and your total annual premium by industry and size.
Ballpark every policy before you call a broker.
Ballpark your annual premium by industry, revenue and staff.
Open calculator →Estimate GL premiums for your trade and size.
Open calculator →Premium from payroll and your class code rate.
Open calculator →Bundle GL + property and estimate the package price.
Open calculator →Insurance quotes feel like a black box. These tools use the same levers underwriters do — industry risk, revenue, payroll and headcount — to give you a realistic premium range, so you can budget and sanity-check quotes instead of guessing.