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E-commerce store Insurance Cost

General liability and coverage for a e-commerce store.

A small e-commerce store typically pays from about $450/year for general liability insurance — the exact figure depends on revenue, payroll and location.

Why a e-commerce store pays this

Insurers price on your trade's risk class plus revenue. A e-commerce store sits at roughly 1.4x the base office rate. Estimate yours in the GL cost calculator.

Other coverage a e-commerce store may need

Add workers' comp if you have employees (calculator), and consider a BOP to bundle property. See the full picture in the total cost calculator.

Estimate only — not a quote. Get bids from multiple carriers.